Healthcare cost calculators.
Out-of-pocket cost
Procedure × your deductible, coinsurance, OOP max — real dollars owed.
HSA tax savings
Annual tax break by bracket, plus 30-year invested-growth scenario.
High-deductible vs PPO
Side-by-side plan comparison including HSA tax savings.
In-network vs out-of-network
What you owe OON, plus balance-bill exposure if NSA doesn't apply.